Privacy Policy
Effective Date: May 1st, 2025
Last Updated: May 1st, 2025​
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Curran Financial Management LLC ("we," "us," or "our") is committed to protecting your privacy and ensuring transparency in how your personal information is collected, used, and shared. This Privacy Policy explains how we handle your information when you visit our website, engage with us for services, or otherwise interact with our company.
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This policy applies to all users, with additional disclosures and rights outlined for California residents under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).
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1. Information We Collect
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We collect both personal and non-personal information to provide our services, operate our website, and comply with applicable laws.
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A. Categories and Examples of Information Potentially Collected
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- Identifiers: Name, email address, phone number, mailing address, business name
- Customer Records: Payment and billing information, financial documents, tax records
- Internet Activity: IP address, browser type, device data, pages visited, time spent
- Geolocation: Approximate location derived from IP address
- Professional Information: Bookkeeping details, business structure, EIN (if provided)
- Inferences: Preferences or service interests based on communication or behavior on our website
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We do not collect biometric, health, or sensitive personal information unless required for compliance purposes and with explicit consent.
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2. Sources of Information
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We collect information from the following sources:
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- Directly from you: When you fill out forms, contact us, request services, or communicate with us.
- Automatically from your device: Through cookies, analytics tools, and server logs.
- Third parties: Such as financial platforms, payment processors, or partners assisting in service delivery (with your
consent).
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3. How We Use Your Information
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We use your data only for legitimate business purposes. These include:
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- Service Delivery: To provide bookkeeping and financial services tailored to your business needs.
- Communication: To respond to inquiries, schedule meetings, send invoices, and deliver client support.
- Processing Transactions: Managing contracts, payments, and related documentation.
- Security & Fraud Prevention: Protecting our systems and your data from unauthorized access and fraud.
- Legal Compliance: Fulfilling tax obligations, regulatory filings, and responding to lawful requests.
- Marketing (Optional): With your consent, we may send newsletters or service updates. You can opt-out at any time.
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We do not use your data for automated decision-making or profiling.
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4. How We Share Information
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We do not sell or rent your personal information.
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We may share data with:
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- Authorized Employees and Contractors: Only those with a legitimate business need and under strict confidentiality.
- Service Providers: Third parties who assist with data hosting, email delivery, secure payments, or analytics. All providers
are required to protect your data per our agreements.
- Legal or Regulatory Entities: If required to comply with subpoenas, audits, tax filings, or legal investigations.
- Business Transfers: In the event of a merger, acquisition, or reorganization, we may transfer your data in accordance
with privacy laws.
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We ensure that all third parties follow data protection standards as strict as our own.
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5. Your Privacy Rights (California Residents)
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Under the CCPA/CPRA, California residents have the following rights:
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A. Right to Know
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You have the right to request:
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- The categories and specific pieces of personal data we’ve collected about you.
- The categories of sources from which we collected the data.
- The business or commercial purpose for collecting it.
- The categories of third parties with whom we share data.
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B. Right to Delete
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You may request that we delete any personal data we’ve collected, subject to exceptions (e.g., legal compliance, ongoing service provision).
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C. Right to Correct
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You can request that we update or correct inaccurate personal data.
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D. Right to Opt-Out of Sale/Sharing
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Although we do not sell your data, California law requires us to provide an opt-out mechanism. You may request confirmation that your data is not being sold or shared for cross-context behavioral advertising.
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E. Right to Limit Use of Sensitive Data
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We do not collect sensitive personal information for profiling or advertising, but you may still request to limit use if applicable in the future.
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F. Right to Non-Discrimination
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We will never deny you services, charge different prices, or reduce service quality based on the exercise of your privacy rights.
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6. How to Submit a Privacy Request
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You may submit a privacy-related request via:
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Email: contact@curranfm.com
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We will verify your identity using reasonable methods (e.g., confirmation of account information or signed authorization for agent requests). Responses will be provided within 45 days of receiving your request.
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7. Data Security
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We implement commercially reasonable administrative, technical, and physical safeguards to protect your data, including:
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- Encrypted file storage and secure access controls
- Firewall and antivirus protection
- Data access limitations based on role
- Secure password management and multi-factor authentication
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While we strive to protect your data, no system is immune to breaches. Please use secure practices when sharing sensitive information with us.
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8. Data Retention
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We retain personal data only for as long as needed for:
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- Service delivery and support
- Legal, tax, and financial reporting
- Contractual obligations or audit purposes
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Once data is no longer required, we securely delete or anonymize it in compliance with industry best practices.
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9. Cookies and Website Tracking
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Our site uses cookies and similar technologies to:
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- Analyze traffic and site performance
- Remember user preferences
- Facilitate login or navigation
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You can manage or disable cookies via your browser settings. Please note that disabling cookies may affect website functionality.
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10. Third-Party Links
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Our website may contain links to external sites not operated by us. We are not responsible for the privacy practices or content on third-party websites. We encourage you to review their privacy policies before submitting personal information.
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11. Children’s Privacy
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Our services are designed for individuals 18 years or older. We do not knowingly collect personal data from children under the age of 13. If we discover that we have inadvertently collected such information, we will delete it promptly.
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12. Changes to This Policy
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We may update this Privacy Policy as needed to reflect changes in our services, legal requirements, or privacy practices. Any updates will be posted here with a new "Last Updated" date. We encourage you to review this Privacy Policy periodically.
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13. Contact Us
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If you have questions, concerns, or would like to submit a privacy request, please contact us at:
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Curran Financial Management LLC
Email: contact@curranfm.com